diff --git a/src/app.js b/src/app.js
index 7f04668..20b90bc 100644
--- a/src/app.js
+++ b/src/app.js
@@ -76,7 +76,7 @@ app.use(`/${v3prefix}/`, auth.mw())
 
 // Rate limit on all v3 routes
 app.use(`/${v3prefix}/`, routeRateLimit) // Establish and enforce rate limits.
-app.use(`/${v3prefix}/`, jwtAuth.routeAccess) // Enforce access tiers.
+// app.use(`/${v3prefix}/`, jwtAuth.routeAccess) // Enforce access tiers.
 app.use(`/${v3prefix}/` + `health-check`, healthCheckV3)
 app.use(`/${v3prefix}/` + `blockchain`, blockchainV3.router)
 app.use(`/${v3prefix}/` + `control`, controlV3.router)
diff --git a/src/middleware/jwt-auth.js b/src/middleware/jwt-auth.js
index 684f95a..be719fc 100644
--- a/src/middleware/jwt-auth.js
+++ b/src/middleware/jwt-auth.js
@@ -60,8 +60,8 @@ const routeAccess = (req, res, next) => {
       // API Level is 0 (free tier): do nothing. All endpoints are open to
       // free public access within the drastically limited rate limits.
 
-      if (locals.apiLevel === 10) {
-        // API level is 10 (full node tier)
+      if (locals.apiLevel < 20) {
+        // API level does not include indexer access.
 
         // Loop through the routes that are not accessible to this tier.
         for (let i = 0; i < level20Routes.length; i++) {
diff --git a/src/middleware/route-ratelimit.js b/src/middleware/route-ratelimit.js
index 2bb2c2b..fca640d 100644
--- a/src/middleware/route-ratelimit.js
+++ b/src/middleware/route-ratelimit.js
@@ -53,17 +53,35 @@ const routeRateLimit = async function(req, res, next) {
     if (req.locals.jwtToken) {
       // console.log(`req.locals.jwtToken: ${req.locals.jwtToken}`)
 
+      // URL for the auth server.
       const path = `${authServer}apitoken/isvalid/${req.locals.jwtToken}`
 
+      // Ask Auth server if the JWT token is valid.
+      // Get the API level for this user.
       let jwtInfo = await axios.get(path)
       jwtInfo = jwtInfo.data
-      // console.log(`jwtInfo: ${JSON.stringify(jwtInfo, null, 2)}`)
+      console.log(`jwtInfo: ${JSON.stringify(jwtInfo, null, 2)}`)
 
-      // Enable pro-tier rate limits if JWT if valid.
+      // If JWT if valid, evaluate the API level for the user.
       if (jwtInfo.isValid) {
-        // console.log(`JWT is valid. Enabling pro-tier rate limits.`)
-        req.locals.proLimit = true
-        req.locals.apiLevel = jwtInfo.apiLevel
+        // Set fine-grain permissions for each user based on the JWT token.
+        const userPermissions = evalUserPermissioins(req, jwtInfo)
+        console.log(
+          `userPermissions: ${JSON.stringify(userPermissions, null, 2)}`
+        )
+        console.log(` `)
+
+        req.locals.proLimit = userPermissions.proLimit
+        req.locals.apiLevel = userPermissions.apiLevel
+
+        // const locals = req.locals
+        // console.log(`locals: ${JSON.stringify(locals, null, 2)}`)
+        // const url = req.url
+        // console.log(`url: ${JSON.stringify(url, null, 2)}`)
+        //
+        // // console.log(`JWT is valid. Enabling pro-tier rate limits.`)
+        // req.locals.proLimit = true
+        // req.locals.apiLevel = jwtInfo.apiLevel
       }
     }
   }
@@ -126,7 +144,7 @@ const routeRateLimit = async function(req, res, next) {
 
           res.status(429) // https://github.com/Bitcoin-com/rest.bitcoin.com/issues/330
           return res.json({
-            error: `Too many requests. Limits are ${maxRequests} requests per minute.`
+            error: `Too many requests. Your limits are currently ${maxRequests} requests per minute.`
           })
         }
       })
@@ -139,4 +157,39 @@ const routeRateLimit = async function(req, res, next) {
   uniqueRateLimits[route](req, res, next)
 }
 
+// This function returns the an object with proLimit and apiLevel properties.
+// It does fine-grane analysis on the data coming from the auth servers and
+// uses its output to adjust rate limits on-the-fly based on the users
+// permission level.
+function evalUserPermissioins(req, authData) {
+  console.log(`authData: ${JSON.stringify(authData, null, 2)}`)
+
+  // Return object with default values
+  const retObj = {
+    proLimit: authData.isValid,
+    apiLevel: authData.apiLevel
+  }
+
+  const level20Routes = ["insight", "bitcore", "blockbook"]
+
+  const locals = req.locals
+  console.log(`locals: ${JSON.stringify(locals, null, 2)}`)
+  const url = req.url
+  console.log(`url: ${JSON.stringify(url, null, 2)}`)
+
+  if (authData.apiLevel < 20) {
+    // Loop through the routes that are not accessible to this tier.
+    for (let i = 0; i < level20Routes.length; i++) {
+      // If the requested route is for a higher tier,
+      // revert to anonymous level permissions.
+      if (url.indexOf(level20Routes[i]) > -1) {
+        retObj.proLimit = false
+        retObj.apiLevel = 0
+      }
+    }
+  }
+
+  return retObj
+}
+
 module.exports = { routeRateLimit }